Monday, April 13, 2015

Posted On 4/13/2015 by Team iCynosure.

In this day and age, we are all largely responsible for turning our bodies into a living corpse, giving the medical fraternity every opportunity to invent names for the diseases that plague us. The need of the day is to improve our lifestyles, abstain ourselves from bad habits, and embrace a healthy life; the way it is supposed to be. 

Most youngsters today would question what bad habits are? Everyone has their own different reality of ‘bad habits’. What keeps you from feeling healthy, fit, and better? Here is a checklist that keeps you away from ‘everything good’. And if you see one or more from the list that you’re bundling yourself with, drop the extra freight and race ahead. 

Smoking Kills: When someone thought of the statutory warning ‘Smoking Kills’, there must have been some grave thought that went behind it. Every year, over 20 million people worldwide die or are rendered disabled owing to the diseases for which cigarettes are the direct/indirect cause. Each of these deaths are completely preventable; just kick the butt! 

Alcohol Ages: Every drop of alcohol is in some way damaging to our body and brain cells. In addition, alcohol contains chemically active additives that numb logical thinking and behavior as well. 

Stop being a night owl: Sleep deprivation makes the worst of all problems when it is completely unnecessary. There is no real need to stay up late for any reason whatsoever. Switch off that idiot box, create a cozy atmosphere and get a good night’s sleep that can beat any vacation. 

Drugs or Prescription Drugs: There is a reason why they are called drugs. When abused, prescription and OTC drugs can be addictive and put abusers at risk for other adverse health effects. 

The Two W Woes: It is needless to mention how the two Ws, Weight and Worry, can have a debilitating impact on our health and wellness. Maintaining a disciplined lifestyle and abstaining from unnecessary indulgences can go a long way towards good health. 

When we are young we are reckless, but as we grow older, get married, start families and build businesses, we come to realize the importance of security. And with such sense of security, comes the fundamental need of having sound financial plans through Royal Sundaram’s Lifeline Health Insurance. Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family. Lifeline is offered not only as an Individual plan for adults above 18 years of age but also as a Family Floater option that covers the applicant, spouse, and up to four dependent children aged between 91 days and 25 years. Lifeline Health Insurance options are available as Classic, Supreme and Elite variants covering from INR 2 Lacs up to INR 1.5 Crores.

What could possibly be more comforting than the knowledge and assurance that your money will be available when you most need it or when your loved ones need it in your absence? If this primary reason isn’t enough for you to ink the deal, here are a few more reasons you must rethink: 

Protect Your Loved Ones: Reason no. 1 to get insurance is to ensure that your family, which is financially dependent on you, never has to struggle for monetary support in your absence. It becomes doubly important if your dependents are young children and elderly parents, who have no direct source of income.

Supports You: Insurance gives you the space, opportunity, and the peace of mind when you need it the most. Be it an accident, a health scare, or a lifestyle issue, your insurance will help you put the best foot forward.

Financial Security: When you are a responsible parent, one thing you always want is that your children are taken care of at all times. Financial security ensures that your children go to school, get quality education, get married and continue to live in the same way in your absence as they do while you are by their side. 

Pay Debts: Apart from providing security for the future, insurance also helps in clearing any past debts that may put the family in a difficult situation. Mortgage, loans, and day-to-day expenses just keep mounting up and weigh down the family with the financial burden aside from the tremendous emotional stress. 

Tough times can come on anyone. So the best thing to do is be prepared before disaster strikes. 

Be prepared & be insured!
- Heena

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